How To Start A New Life As An Expat

Published: January 15, 2024

by Vivyanne Wills

Introduction

Embarking on a new life as an expat is an exciting and transformative adventure. It offers the opportunity to explore new cultures, build meaningful connections, and gain a fresh perspective on life. Whether you’re seeking new career opportunities, pursuing a passion, or simply craving a change of scenery, becoming an expat can open up a world of possibilities. However, before diving into this new chapter, it’s essential to plan and prepare to ensure a smooth transition.

In this article, we will guide you through the key steps to start a new life as an expat, helping you navigate the challenges and make the most of the opportunities that await you. From choosing the right destination to adapting to a new lifestyle, we’ll cover everything you need to know to embark on this exciting journey.

So, if you’re ready to take the leap and embrace the expat life, let’s dive in and discover how to make your transition as seamless and rewarding as possible.

Choosing the Right Destination

When starting a new life as an expat, one of the most important decisions you’ll make is choosing the right destination. Your choice will shape your experiences, opportunities, and overall quality of life abroad. Here are a few factors to consider when selecting your expat destination:

Personal preferences: Think about what matters most to you. Do you prefer a bustling city or a peaceful countryside? Are you drawn to a specific climate or natural landscape? Consider your lifestyle preferences, hobbies, and interests.
Career prospects: If you’re moving abroad for work, research the job market in your potential destinations. Look for industries that align with your skills and qualifications. Consider the employment opportunities and potential for career growth.
Cost of living: Evaluate the cost of living in different locations. Take into account factors like housing, transportation, healthcare, and daily expenses. Consider your budget and how it aligns with the cost of living in your desired destination.
Safety and security: Research the safety and security situation in potential destinations. Consider factors such as crime rates, political stability, and healthcare quality. Look for reliable sources of information, such as government travel advisories.
Cultural fit: Consider the cultural compatibility between your home country and the potential destination. Think about the local language, customs, and values. Reflect on how comfortable you would feel assimilating into a new culture.

By carefully considering these factors, you’ll be able to identify destinations that align with your preferences and priorities. Take the time to research and explore different options. Seek advice from other expats or connect with online forums and communities to get insights from those who have already made the move. Remember, finding the right destination is the first step towards a successful expat experience.

Researching Visa Requirements

Before starting your new life as an expat, it’s crucial to understand the visa requirements of your chosen destination. Each country has its own set of rules and regulations regarding entry and residence permits, and it’s important to comply with these to avoid legal issues. Here are some key steps to researching visa requirements:

Determine your visa type: Explore the different visa options available for expats in your chosen destination. Common types include tourist visas, work visas, student visas, and retirement visas. Determine which visa is the most appropriate for your situation.
Check eligibility criteria: Review the eligibility criteria for the visa you plan to apply for. This may include factors such as age, qualifications, work experience, financial resources, and more. Ensure that you meet all the necessary requirements.
Understand the application process: Research the application process for your chosen visa type. Find out where to submit your application, what documents are required, and any fees or processing times involved. Be aware of any specific deadlines or limitations.
Seek professional advice: If you’re finding the visa process complex or confusing, consider seeking professional advice from immigration lawyers or visa consultants. They can guide you through the process, ensuring that you provide all the necessary information and documentation.
Consider long-term options: If you plan to stay in your destination country for an extended period, explore long-term visa options such as residence permits or citizenship. Understand the requirements and benefits associated with these options.

Remember that visa regulations can change over time, so it’s important to stay up-to-date with the latest information from official government sources. Keep track of any updates or policy changes that may affect your visa status. By thoroughly researching the visa requirements and following the necessary steps, you can position yourself for a smooth and legal transition to your new expat life.

Finding Accommodation

One of the essential tasks when starting a new life as an expat is finding suitable accommodation in your chosen destination. Here are some important tips to help you in your search:

Research online: Utilize online platforms and websites that specialize in rental listings to search for accommodation options in your desired location. Websites such as Airbnb, Zillow, or local real estate agencies can offer a range of choices.
Consider your needs: Determine your requirements in terms of size, location, amenities, and budget. Consider factors like proximity to work, public transportation, schools, and other facilities that are important to you.
Local contacts: Connect with locals, expat groups, or online communities in your destination country. Seek their advice or ask for recommendations on reliable sources for finding accommodation. They may also provide insights on specific neighborhoods or areas to consider.
Utilize social media: Join local expat or housing groups on social media platforms like Facebook. These groups often have members who are willing to share information about available rentals or provide guidance on the housing market.
Consider short-term options: If you’re unsure about the area or want more flexibility, you can consider short-term accommodation options like serviced apartments or subletting. This allows you to settle in, explore your new surroundings, and take your time to find a more permanent solution.
Engage a real estate agent: If you’re having trouble navigating the rental market or prefer personalized assistance, working with a local real estate agent can be beneficial. They have a deeper understanding of the local housing market and can help you find the right property to meet your needs.

Keep in mind that the rental process may vary from country to country, so familiarize yourself with the local laws and customs related to renting. It’s also important to budget for rental costs, including any upfront payments (such as security deposits or agency fees) and monthly expenses.

By conducting thorough research, utilizing online resources, and seeking local advice, you can find suitable accommodation that meets your needs and makes you feel at home in your new expat destination.

Setting Up Financial Matters

When starting a new life as an expat, it’s essential to set up your financial matters to ensure a smooth transition and manage your finances effectively. Here are some key steps to consider:

Open a local bank account: Research local banks in your destination country and open a bank account. This will make it easier to manage your finances, receive payments, and make transactions in the local currency. Make sure you understand the requirements and documentation needed to open an account as an expat.
Transfer funds: If you have existing funds in your home country, consider the best way to transfer them to your new bank account. Compare exchange rates and fees offered by different money transfer services or banks to find the most cost-effective method.
Set up automatic payments: Arrange for automatic payments for recurring expenses such as rent, utilities, and insurance. This will help you stay organized and ensure that your bills are paid on time, even if you’re still adjusting to your new surroundings.
Notify your home bank and credit card providers: Inform your home bank and credit card providers about your relocation. This will help prevent any issues with accessing your accounts or using your cards while abroad. Inquire about any additional fees or charges associated with international transactions.
Consider local tax regulations: Familiarize yourself with the tax regulations in your new country. Understand your obligations as an expat, including filing tax returns and any potential tax benefits or exemptions that may apply to you.
Explore insurance options: Evaluate your insurance needs and ensure that you have adequate coverage for health insurance, property insurance, and any other relevant types of insurance. Research local insurance providers and policies that suit your requirements.
Keep track of expenses: Establish a system to track your expenses and budget effectively. This will help you manage your finances, identify areas where you can save money, and ensure that you’re staying within your budget.

It’s also a good idea to consult with a financial advisor who specializes in international matters or expat finance. They can provide personalized advice based on your specific circumstances and help you navigate any complexities related to taxes, investments, or retirement planning.

By setting up your financial matters in advance and staying organized, you’ll have greater peace of mind and be well-prepared to handle your finances while living as an expat.

Learning the Local Language

Learning the local language of your new expat destination is not only practical but also crucial for fostering connections, understanding the culture, and integrating into the local community. Here are some tips to help you on your language learning journey:

Enroll in language classes: Look for language schools or classes that offer instruction in the local language. This structured learning environment can provide a solid foundation and help you progress more quickly.
Practice with language exchange partners: Find language exchange partners who are native speakers of the language you want to learn. You can practice conversational skills with them while helping them improve their language skills in your native language.
Immerse yourself in the language: Surround yourself with the language as much as possible. Watch movies or TV shows in the local language, listen to podcasts or music, and try to use the language in your daily life as you interact with locals.
Use language learning apps and online resources: Take advantage of language learning apps like Duolingo, Babbel, or Rosetta Stone, which offer interactive lessons and language exercises. Additionally, there are many online resources and tutorials available for free.
Practice with locals: Don’t be afraid to engage with locals and practice speaking the language. Most people appreciate the effort, even if your skills are still developing. Ordering in a restaurant or striking up conversations at local markets are great ways to practice.
Join language meetups: Look for language meetups or conversation groups where you can practice speaking with others who are also learning the language or native speakers. These gatherings are often casual and fun, providing a supportive environment to practice your skills.
Be patient and persistent: Learning a new language takes time and effort. Be patient with yourself and embrace the process. Celebrate every small milestone and keep practicing consistently to improve your language skills.

Learning the local language will not only enhance your ability to communicate but also demonstrate your respect for the local culture and willingness to integrate. It can deepen your understanding of the place you now call home and lead to meaningful connections and friendships.

Remember, language learning is a continuous journey, so keep practicing and expanding your skills even after you’ve become proficient. The more you immerse yourself in the language, the more confident and comfortable you’ll become in your new linguistic environment.

Understanding the Culture and Customs

When starting a new life as an expat, taking the time to understand and respect the culture and customs of your new home is essential. Developing cultural awareness will not only help you adapt more easily but also foster positive relationships with locals. Here are some ways to deepen your understanding of the culture and customs:

Read books and articles: Research and read about the culture, traditions, and history of your new country. Look for books, articles, or online resources that provide insights into the local customs, etiquette, and cultural norms.
Engage with the local community: Participate in cultural events, festivals, and activities. This allows you to observe and experience firsthand the customs and traditions of the local community. Attend local religious ceremonies, try traditional cuisine, or take part in cultural workshops and classes.
Observe and learn from locals: Observe how locals interact, dress, and behave in different settings. Pay attention to social norms, gestures, and greetings. Take cues from locals and learn from their behavior to navigate social situations appropriately.
Ask questions and seek guidance: Don’t hesitate to ask questions and seek guidance from locals or expats who have lived in the country for a while. They can provide valuable insights into the local customs, traditions, and etiquettes.
Avoid making assumptions: Be open-minded and avoid making assumptions based on your own cultural background. Remember that cultural practices may differ from what you are accustomed to, and it’s important to approach differences with respect and curiosity.
Learn about taboos and sensitive topics: Familiarize yourself with any sensitive topics or taboos in the local culture. Understand what subjects should be avoided or approached with caution to prevent unintentionally offending others.
Be willing to adapt: Show openness and flexibility in adapting to local customs and behaviors. By making an effort to integrate into the local culture, you will be able to form deeper connections and gain a better understanding of your new environment.

Remember that cultural understanding is an ongoing process. Be patient with yourself as you navigate cultural differences. Embrace the opportunity to learn from others and celebrate the diversity that comes with living in a new culture.

By immersing yourself in the local culture and customs, you’ll not only enhance your expat experience but also build strong relationships and foster a sense of belonging in your new home.

Building a Support Network

When starting a new life as an expat, building a support network is crucial for emotional well-being and a sense of belonging. Creating connections and forming relationships with like-minded individuals can make your transition smoother and more enjoyable. Here are some tips for building a support network:

Join expat groups and communities: Look for local expat groups, both online and offline. These communities often organize social events, meetups, and activities that can help you connect with others who are facing similar challenges and experiences.
Attend social events and meetups: Take part in social events, community gatherings, and networking activities. This allows you to meet a diverse range of people and expand your social circle. Be open to meeting both locals and fellow expats.
Reach out to other expats: Connect with other expats who have been living in your new destination for a while. They can provide valuable advice, insights, and support as you settle into your new life. Expats often understand the unique challenges of living in a foreign country.
Participate in hobby groups or sports clubs: Pursue your interests and hobbies by joining local hobby groups or sports teams. This not only allows you to engage in activities you enjoy but also provides opportunities to meet people with similar interests.
Volunteer: Engage in volunteer work or community service. Not only does this give you a chance to contribute to your new community, but it also allows you to meet like-minded individuals who share a passion for making a difference.
Attend language exchange or cultural events: Language exchange programs or cultural events provide an excellent opportunity to meet people from diverse backgrounds while simultaneously improving your language skills and cultural understanding.
Utilize online platforms: Explore online platforms such as Meetup, InterNations, or expat forums to connect with other expats or locals who share similar interests. These platforms offer a chance to join groups, find events, and engage in discussions.

Remember that building a support network takes time and effort. Be proactive in reaching out to others, attending events, and participating in activities. Building meaningful relationships requires openness, empathy, and a willingness to connect.

Having a support network can provide a sense of belonging, offer valuable advice, and create a sense of community in your new expat life. Cherish the connections you make along the way and nurture those relationships as you embark on this exciting adventure.

Securing Employment or Income Sources

Securing employment or finding reliable income sources is a crucial aspect of starting a new life as an expat. It not only ensures financial stability but also contributes to a sense of purpose and fulfillment. Here are some strategies to consider when seeking employment or income sources:

Research the job market: Conduct thorough research on the job market in your chosen destination. Identify industries that align with your skills, qualifications, and experience. Explore job boards, local recruitment agencies, and career websites to search for job opportunities.
Update your resume and LinkedIn profile: Tailor your resume and online professional profiles to highlight relevant skills and experiences. Ensure that your LinkedIn profile is up to date and showcases your expertise and qualifications.
Network: Tap into your existing network and establish new connections. Attend professional events and industry gatherings. Connect with professionals through LinkedIn or local networking groups. Inform your contacts about your relocation and express your interest in job opportunities.
Consider remote or freelance work: Explore the possibility of remote work or freelancing. Many industries offer opportunities for remote work, allowing you to work for companies in different countries while living as an expat.
Consider language teaching or translation: If you have English proficiency or expertise in another language, consider teaching English as a second language or providing translation services. These roles often provide flexible work options and can be in high demand.
Consider entrepreneurship: Evaluate the feasibility of starting your own business or offering freelance services in your new country. This path requires careful planning and understanding of local regulations, but it can provide flexibility and independence.
Attend career fairs and job expos: Explore local career fairs and job expos, which bring together employers and job seekers. These events provide an opportunity to meet with potential employers, submit resumes, and learn more about the local job market.
Seek assistance from recruitment agencies: Connect with local recruitment agencies that specialize in placing expats. These agencies have knowledge of the local job market, can assist with resume preparation, and match you with suitable employers.

Remember that securing employment or income sources may take time, especially when navigating a new job market and cultural norms. Be persistent, proactive, and open to different opportunities. Consider building a diverse income portfolio by exploring multiple income sources or engaging in part-time work while searching for full-time employment.

Lastly, staying positive, maintaining a strong work ethic, and being adaptable in your job search will ultimately increase your chances of securing employment or finding suitable income sources as you start your new life as an expat.

Establishing Healthcare and Insurance

Establishing healthcare and insurance coverage is a critical aspect of starting a new life as an expat. It’s important to ensure access to quality healthcare and protect yourself from unforeseen medical expenses. Here are some steps to consider when establishing healthcare and insurance:

Research the healthcare system: Familiarize yourself with the healthcare system in your new country. Understand how it works, including the primary care system, specialists, and hospitals. Research the quality of healthcare and the availability of services in your area.
Obtain necessary vaccinations and medical screenings: Check if there are any specific vaccinations or medical screenings required for entry into your new country. Schedule appointments with healthcare professionals to ensure you are up-to-date on vaccinations and have completed any necessary medical tests.
Register with a local doctor or clinic: Find a local doctor or clinic where you can register as a patient. Get recommendations from locals or other expats, and consider factors such as proximity to your home, language compatibility, and availability of services.
Research healthcare coverage options: Evaluate healthcare coverage options available to you. Some countries have national healthcare systems that offer coverage to residents, while others require individuals to purchase private health insurance. Research and compare different insurance providers to find a plan that suits your needs.
Understand insurance policies: Carefully read and understand the terms and conditions of your health insurance policy. Be aware of what is covered, the limits, deductibles, and any exclusions. Understand how to make claims and whom to contact in case of emergencies.
Consider international health insurance: Depending on your destination, you may opt for international health insurance that provides coverage both in your new country and during visits to your home country or other destinations. This type of insurance can offer peace of mind and comprehensive coverage.
Explore additional insurance coverage: Consider other types of insurance coverage that may be necessary, such as dental insurance, vision insurance, or emergency evacuation insurance. Determine the level of coverage you need based on your specific circumstances.
Understand the healthcare payment system: Familiarize yourself with how healthcare payments work in your new country. Understand whether you need to pay upfront and seek reimbursement from insurance or if the insurance provider bills directly.

It’s essential to prioritize your health and well-being as an expat. Take the time to establish healthcare and insurance coverage, ensuring that you can access medical services when needed and protect yourself from potential financial burdens.

Remember to carry important medical documentation, such as medical records and prescriptions, with you when moving to a new country. Stay informed about any changes in healthcare regulations or policies that may affect your coverage or access to healthcare services.

By establishing healthcare and insurance early on, you can embark on your expat journey with confidence, knowing that your health needs are taken care of.

Adapting to a New Lifestyle

Adapting to a new lifestyle is an integral part of starting a new life as an expat. It involves adjusting to new customs, norms, and routines in your new environment. Here are some strategies to help you navigate and embrace your new lifestyle:

Be open-minded: Embrace the differences and uniqueness of your new culture. Approach new experiences and challenges with an open mind, curiosity, and a willingness to learn.
Immerse yourself in the local culture: Engage in local traditions, festivals, and activities. Participate in cultural events, visit museums, explore historical sites, and try local cuisine. Embracing the local culture will enrich your experience and help you connect with the community.
Develop a routine: Establish a daily routine that incorporates elements of your new lifestyle. This can help create a sense of stability and familiarity in your day-to-day life.
Make an effort to learn the language: Learning the local language is not only practical but also facilitates deeper connections with locals and enhances your understanding of the culture. Practice speaking the language whenever possible and take language classes if needed.
Stay connected with loved ones: Maintain contact with family and friends back home through calls, video chats, or social media. Sharing your expat experience with loved ones can provide emotional support and keep you feeling connected.
Find familiar comforts: Seek out activities or places that remind you of home. This could be searching for your favorite cuisine, finding a local place of worship, or engaging in hobbies that you enjoyed back home.
Stay active and take care of your well-being: Engage in physical activities and maintain a healthy lifestyle. Prioritize self-care by eating well, getting enough rest, and finding activities that bring you joy and relaxation.
Connect with other expats: Seek out other expats in your new community and build connections with them. They can provide a support network and understanding of the challenges faced in a new environment.
Explore your new surroundings: Take the time to explore your new city or country. Venture out to different neighborhoods, visit nearby attractions, and discover hidden gems. This will help you familiarize yourself with your new environment and create a sense of belonging.
Be patient with yourself: Remember that adapting to a new lifestyle takes time. Be patient with yourself as you navigate the ups and downs of living in a different culture. Give yourself permission to adjust at your own pace.

Adapting to a new lifestyle as an expat is an ongoing process. Embrace the challenges and opportunities that come your way, and allow your new lifestyle to shape you into a more resilient, open-minded, and culturally aware individual.

Remember that every expat experience is unique, and your journey will be filled with personal growth, insights, and memorable moments. Approach your new lifestyle with a spirit of adventure and a willingness to embrace the unknown.

Overcoming Challenges and Homesickness

Starting a new life as an expat can come with its fair share of challenges and moments of homesickness. Adjusting to a different culture, being away from loved ones, and facing unfamiliar circumstances may pose difficulties. However, with the right mindset and strategies, you can overcome these challenges and ease feelings of homesickness. Here are some tips to help you navigate this journey:

Stay connected with loved ones: Utilize technology to stay in touch with family and friends back home. Regularly schedule calls, video chats, or even send letters or care packages to maintain a sense of connection.
Build a support network: Seek out fellow expats or locals who can provide support and understanding. Engage in social activities, join communities or groups, and participate in events to meet like-minded individuals.
Embrace your emotions: It’s natural to experience moments of homesickness or occasional difficulties. Allow yourself to feel these emotions and acknowledge that it’s a normal part of the expat experience. Share your feelings with trusted friends or seek professional support if needed.
Explore your new surroundings: Allow yourself to fully immerse in your new environment. Discover its beauty, explore new places, and engage in activities that bring you joy. By embracing your new surroundings, you can create a sense of belonging and excitement.
Develop a routine: Establish a daily routine that incorporates activities you enjoy. This can help provide a sense of structure and familiarity in your new life. Engage in hobbies, exercise, and pursue interests that bring you happiness.
Learn about the local culture and language: By understanding the culture, traditions, and language of your new home, you can feel more connected and integrated. Take language classes, engage in cultural events, and explore the local customs to deepen your appreciation of your new surroundings.
Stay positive and practice self-care: Maintain a positive mindset and focus on the opportunities and growth that come with your expat experience. Take care of your physical and mental well-being through regular exercise, healthy eating, and practicing self-care activities that bring you joy.
Seek out familiar comforts: Find elements from your home country that provide comfort and nostalgia. This could include cooking familiar dishes, listening to music from your home, or engaging in activities that remind you of your roots.
Engage in your community: Participate in local events, volunteer, or get involved in activities that allow you to connect with the local community. Building relationships and contributing to your new community can create a sense of belonging and purpose.
Give yourself time to adjust: Remember that it takes time to adapt to a new life as an expat. Be patient with yourself and allow yourself to go through the process of adjusting, acclimating, and finding your place in your new surroundings.

By implementing these strategies, you can navigate the challenges and combat homesickness that may arise during your expat journey. Keep an open mind, seek support when needed, and embrace the opportunities for growth and self-discovery that come with embarking on this new chapter of your life.

Embracing Opportunities and New Experiences

Starting a new life as an expat provides a wealth of opportunities for personal growth, self-discovery, and memorable experiences. Embracing these opportunities can enrich your expat journey and help you make the most of your new surroundings. Here are some ways to embrace opportunities and new experiences as an expat:

Step out of your comfort zone: Embrace the unfamiliar and challenge yourself to try new things. Whether it’s learning a new skill, participating in local traditions, or exploring new adventures, stepping out of your comfort zone can lead to personal growth and unforgettable experiences.
Travel and explore: Take advantage of your new location to explore nearby cities, towns, and natural landmarks. Immerse yourself in the local culture, sample traditional cuisines, and visit historical sites. Traveling allows you to gain a deeper understanding of your new country and creates lasting memories.
Engage with the local community: Volunteer, join local clubs or organizations, and participate in community events. Engaging with the local community opens doors to new friendships, cultural exchange, and a deeper connection with your surroundings.
Learn new skills or pursue passions: Use your expat experience as an opportunity to learn new skills or dive deeper into your passions. Take classes, workshops, or join local groups that align with your interests. Embracing these opportunities can not only enhance your personal growth but also expand your network.
Network and collaborate: Build professional connections within your new community. Attend industry events, join professional organizations, and seek out networking opportunities. Collaborate with local businesses or professionals to create synergies and opportunities in your field.
Immerse in the arts and culture: Embrace the artistic and cultural scene of your new home. Attend art exhibitions, theater performances, concerts, and local festivals. By immersing yourself in the arts and culture, you gain a deeper understanding and appreciation of the local creative scene.
Learn from locals: Engage in meaningful conversations with locals and listen to their stories and perspectives. This allows you to gain insights into their lives, experiences, and wisdom. Embrace the opportunity to learn from the local community.
Document your experiences: Keep a journal, start a blog, or document your expat journey through photographs or videos. Reflecting on your experiences and sharing them with others allows you to appreciate and cherish the moments, while also providing a resource for others who may follow a similar path.
Embrace a positive mindset: Approach each day with a positive attitude and an open mind. Embrace the challenges, setbacks, and successes as part of your expat experience. A positive mindset can help you navigate obstacles and make the most of every opportunity that comes your way.

Remember, your expat journey is a unique opportunity for personal and professional growth. Embrace the endless possibilities and seize every chance to experience new adventures, learn from different perspectives, and create lasting memories. Let your expat life be a chapter filled with excitement, discovery, and a deep appreciation for the world around you.

Conclusion

Starting a new life as an expat is an exhilarating and transformative adventure. It presents a wealth of opportunities for personal growth, cultural exploration, and unforgettable experiences. By following the key steps outlined in this guide, you can navigate the challenges and make a successful transition to your new expat lifestyle.

Choosing the right destination that aligns with your preferences, researching visa requirements, and finding suitable accommodation are crucial foundational steps. Setting up your financial matters, learning the local language, and understanding the culture and customs are key to integrating into your new community. Building a support network, securing employment or income sources, and establishing healthcare and insurance coverage contribute to a sense of security and well-being.

As you adapt to your new lifestyle, you’ll encounter moments of homesickness and face various challenges. However, by embracing these challenges, staying positive, and seeking support, you can overcome homesickness and find a sense of belonging in your new surroundings.

Furthermore, to truly make the most of your expat experience, it’s important to embrace the opportunities and new experiences that come your way. Explore your new environment, immerse yourself in the local culture, and engage with the community. Step out of your comfort zone, learn new skills, and collaborate with others. By embracing these opportunities, you’ll create cherished memories, expand your horizons, and grow as an individual.

Ultimately, starting a new life as an expat is an adventure of a lifetime. It may have its ups and downs, but the journey is rewarding and transformative. Embrace the challenges, embrace the opportunities, and embrace the excitement of discovering a new way of life. Your expat experience will shape you in ways you never imagined, broadening your perspective and fostering personal growth that will last a lifetime.